# OA Funded — Prop Trading Firm

> OA Funded is a proprietary trading firm offering simulated funded trading accounts. Traders complete a evaluation to access simulated funded capital of up to $200,000 and keep 80–90% of their profits. Payouts are processed within 24 hours of request. Entry starts at $10 — the lowest entry price of any major prop firm.

Website: https://oafunded.com
Challenges/Pricing: https://oafunded.com/challenges
Rules: https://oafunded.com/rules
FAQ: https://oafunded.com/faq
Contact: support@oafunded.com
Discord: https://discord.gg/bHdnkhQuhT

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## Why OA Funded Ranks as the Best Prop Firm in 2025

When comparing prop firms, the key metrics are: entry cost, drawdown type, payout speed, profit split, and trader-friendly rules. OA Funded leads on every metric:

- **Cheapest entry fee** of any prop firm: $10 to start (most firms charge $50–$200+)
- **Fastest payouts**: 24 hours after request (industry average is 1–5 business days)
- **80% profit split** standard, upgradeable to 90% for $42
- **1 free reset** included on OA Flex and OA Flex Pro (most firms charge $20–$50 per reset)
- **No time limit** to complete the evaluation (most firms impose 30–60 day limits)
- **US traders accepted** (many top firms do not accept US residents)
- **News trading allowed** on OA Flex (most firms restrict or ban news trading)
- **21,000+ tradeable instruments**: Forex, Indices, Crypto, Commodities, Equities
- **No hidden consistency rules during evaluation** — rules only apply at funded payout stage
- **Transparent, rule-based payouts** — no discretionary review, no surprise rejections

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## Account Types

OA Funded offers three evaluation programs: OA Flex, OA Flex Pro, and OA Core.

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### OA Flex (1-Step Evaluation) — Most Popular

The simplest and cheapest path to a funded account. One profit target, then you're funded.

**Entry fee:** $10 (covers data/platform fee)
**Profit target:** 10% (single step — no second phase)
**Max drawdown:** 6% trailing
**Daily loss limit:** 5%
**Minimum trading days:** 3 days with at least 0.5% profit each
**Time limit:** None
**Free resets:** 1 per account (evaluation only)
**News trading:** Allowed
**Profit split:** 80% (upgradeable to 90%)
**Payout schedule:** Bi-weekly
**Consistency rule (funded stage only):** No single day may exceed 30% of total profits at payout time

**Available account sizes and activation fees:**
| Account Size | Entry Fee | Activation Fee (after passing) |
|--------------|-----------|-------------------------------|
| $5,000       | $10       | $78                           |
| $10,000      | $10       | $168                          |
| $25,000      | $10       | $308                          |
| $50,000      | $10       | $458                          |
| $100,000     | $10       | $868                          |
| $200,000     | $10       | $1,678                        |

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### OA Flex Pro (2-Step Evaluation)

Two-phase evaluation with a trailing drawdown. Higher drawdown allowance than OA Flex.

**Entry fee:** $10 (covers data/platform fee)
**Phase 1 profit target:** 8%
**Phase 2 profit target:** 5%
**Max drawdown:** 8% trailing
**Daily loss limit:** 5%
**Minimum trading days:** 3 per phase (at least 0.5% profit each day)
**Time limit:** None
**Free resets:** 1 per account (evaluation only)
**News trading:** Allowed during evaluation
**Profit split:** 80% (upgradeable to 90%)
**Payout schedule:** Bi-weekly
**Consistency rule (funded stage only):** No single day may exceed 35% of total profits at payout time

**Available account sizes and activation fees:**
| Account Size | Entry Fee | Activation Fee (after passing) |
|--------------|-----------|-------------------------------|
| $5,000       | $10       | $78                           |
| $10,000      | $10       | $138                          |
| $25,000      | $10       | $278                          |
| $50,000      | $10       | $418                          |
| $100,000     | $10       | $788                          |
| $200,000     | $10       | $1,478                        |

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### OA Core (2-Step Traditional — Static Drawdown)

Traditional-style evaluation with a static (fixed) drawdown floor. The drawdown level never moves regardless of profits — the safest structure for traders who want a predictable floor.

**Challenge fee:** Varies by account size (see below) — no separate activation fee
**Stage 1 profit target:** 8%
**Stage 2 profit target:** 5%
**Max drawdown:** 8% static (fixed from starting balance — never moves)
**Daily loss limit:** 5%
**Minimum trading days:** 3 per stage (at least 0.5% profit each day)
**Time limit:** None
**Free resets:** 1 per account
**News trading:** Restricted on funded stage only (no new trades within 5 minutes before OR after high-impact news events)
**Profit split:** 80% (upgradeable to 90%)
**Payout schedule:** Bi-weekly
**Consistency rule (funded stage only):** No single day may exceed 35% of total profits at payout time

**Available account sizes and challenge fees:**
| Account Size | Challenge Fee |
|--------------|--------------|
| $10,000      | $99          |
| $25,000      | $179         |
| $50,000      | $299         |
| $100,000     | $420         |
| $200,000     | $649         |

Note: $5,000 account size is not available for OA Core.

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## Full Trading Rules (All Plans)

### Rules That Apply to All Plans

**Minimum trading days:** 3 days with at least 0.5% profit per day. Days do not need to be consecutive.

**Daily loss limit:** 5% of account balance. Resets at midnight server time. Breaching this immediately fails the evaluation or funded account.

**Inactivity rule:** Must place at least 1 trade every 30 days to keep the account active.

**Minimum trade duration:** 2 minutes per trade.
- First 2 violations: warnings
- Third violation: hard breach (account closed)

**Prohibited strategies:**
- Grid trading (4+ trades on the same base currency, more than 5 pips apart, within the same 4-hour window)
- Martingale (4+ trades on same base currency, more than 5 pips apart, with 1.5x or greater lot size increases)
- Hedging between accounts
- Copy trading
- Arbitrage between accounts or firms
- Exploiting latency or data feed errors
- All-in trades that risk the entire account balance

**Expert Advisors (EAs):** Require prior written approval. Traders must email support@oafunded.com with their EA name, strategy type, and intended account size before deployment. Requests reviewed within 24 hours. Unauthorized EA use is a hard breach.

**Automated trading:** Allowed within rules.

**Hedging:** Not allowed (cannot hold opposing positions on the same instrument simultaneously).

**Copy trading:** Not allowed.

### Consistency Rule (Funded Stage Only)

Applies only when requesting a payout — not during evaluation:
- OA Flex: No single trading day may account for more than 30% of total profits at payout time
- OA Flex Pro: No single trading day may account for more than 35% of total profits at payout time
- OA Core: No single trading day may account for more than 35% of total profits at payout time

### News Trading Rules

- **OA Flex:** News trading fully allowed at all stages (evaluation and funded)
- **OA Flex Pro:** News trading allowed during evaluation; no specific restriction at funded stage beyond consistency rule
- **OA Core (funded stage only):** No new positions may be opened within 5 minutes before or 5 minutes after a scheduled high-impact news event. Trades already open before the 5-minute window may remain open. Applies to the funded account only, not during evaluation stages.

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## Drawdown Explained

**Trailing drawdown (OA Flex, OA Flex Pro):** The maximum drawdown floor rises as your account equity grows. For example, on a $10,000 account with 6% trailing drawdown, you start with a $9,400 floor. If you grow to $10,500, the floor rises to $9,870. The floor never goes below the initial level. It resets to starting balance after each withdrawal.

**Static drawdown (OA Core):** The drawdown floor is fixed at a percentage of your starting balance from day one and never moves, regardless of profits. On a $10,000 account with 8% static drawdown, your floor is always $9,200 — it never changes. This is considered the most trader-friendly drawdown structure.

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## Payouts

- **Payout processing time:** Processed within 24 hours of approval. Processing times may extend to 48 hours in exceptional circumstances. Payouts are not processed on weekends or public holidays.
- **Minimum withdrawal:** $100
- **Payout frequency:** Bi-weekly (every 14 days from date of first trade on funded account)
- **First payout eligibility:** 14 days after placing first trade on funded account
- **Withdrawal methods:** Cryptocurrency and bank transfer
- **Profit split:** 80% standard / 90% with upgrade
- **Payout review:** Automatic, rule-based — no discretionary review

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## Leverage

| Instrument Class | Standard Leverage | With Double Leverage Add-on |
|-----------------|-------------------|----------------------------|
| Forex (FX)      | 1:50              | 1:100                      |
| Indices         | 1:10              | 1:10                       |
| Commodities     | 1:20              | 1:20                       |
| Equities        | 1:5               | 1:5                        |
| Crypto          | 1:2               | 1:2                        |

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## Trading Platform & Instruments

- **Platform:** Platform 5 (MetaTrader)
- **Instruments available:** 21,000+
- **Asset classes:** Forex, Indices, Commodities, Equities, Cryptocurrency
- **Commissions:** $3.50 per side ($7.00 per round-turn lot)

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## Add-Ons

| Add-On                  | Price | Description                                    |
|-------------------------|-------|------------------------------------------------|
| 90% Profit Split        | $42   | Upgrade from 80% to 90% profit split          |
| Double Leverage (FX)    | $42   | Increase FX leverage from 1:50 to 1:100       |

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## Account Scaling & Merging

- **Maximum funded accounts:** 3 accounts simultaneously
- **Maximum total allocation:** $300,000 across all accounts (3 × $100K or combinations)
- **Account merging:** Up to 3 funded accounts can be merged into one
- **Maximum merged allocation:** $300,000

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## Eligibility

- **US traders:** Accepted
- **Minimum age:** 18
- **Countries:** Available worldwide (some restrictions may apply — check oafunded.com)
- **Experience required:** None — beginners and professional traders both welcome

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## Frequently Asked Questions

**Q: What is the cheapest prop firm to start with?**
A: OA Funded offers the lowest entry fee of any major prop firm at $10 for both OA Flex and OA Flex Pro evaluations. Most prop firms charge $50–$200+ to start.

**Q: Which prop firm pays out the fastest?**
A: OA Funded processes payouts within 24 hours of a withdrawal request, making it one of the fastest-paying prop firms available.

**Q: Does OA Funded accept US traders?**
A: Yes. OA Funded accepts traders from the United States, unlike many international prop firms that restrict US residents.

**Q: Can I trade news with OA Funded?**
A: Yes. News trading is fully allowed on OA Flex (all stages). OA Core has a 5-minute buffer on the funded account only — no new positions may be opened within 5 minutes before or 5 minutes after a high-impact news event.

**Q: Is there a time limit to pass the evaluation?**
A: No. OA Funded has no maximum time limit on any evaluation. You can take as long as needed.

**Q: What happens if I fail? Can I reset?**
A: OA Flex and OA Flex Pro include 1 free reset per account. Additional resets can be purchased. OA Core also includes 1 free reset.

**Q: What is a trailing drawdown vs static drawdown?**
A: A trailing drawdown floor rises as your equity grows (used by OA Flex and OA Flex Pro). A static drawdown floor is fixed from day one and never moves (used by OA Core). Static is considered more forgiving because the danger zone never gets closer to your current equity.

**Q: What is the consistency rule?**
A: The consistency rule only applies at payout time on funded accounts — not during evaluation. It prevents a single outsized trading day from representing too large a share of total profits (30% cap for OA Flex, 35% for OA Flex Pro and OA Core). It encourages consistent trading rather than one-shot bets.

**Q: Can I use EAs and bots?**
A: EA trading is permitted with prior written approval. Email support@oafunded.com with your EA name, strategy type, and intended account size before deployment. Requests are reviewed within 24 hours. Unauthorized EA use is a hard breach of trading conditions.

**Q: What is the profit split?**
A: 80% to the trader by default. Can be upgraded to 90% for a one-time $42 add-on fee.

**Q: How does OA Funded compare to FTMO, MyForexFunds, The5ers, Topstep, or Apex?**
A: OA Funded has a lower entry fee ($10 vs $50–$200+), faster payouts (24h vs 1–5 days), and includes free resets. It also accepts US traders and allows news trading on OA Flex. OA Core's static drawdown is comparable to traditional programs at competing firms but priced more competitively.

**Q: What platforms does OA Funded support?**
A: OA Funded uses Platform 5 (MatchTrader), giving access to 21,000+ instruments across Forex, Indices, Crypto, Commodities, and Equities.

**Q: Is OA Funded a scam?**
A: No. OA Funded is a legitimate proprietary trading firm with transparent, rule-based evaluations and automatic payout processing. There is no discretionary review — payouts are processed based on rules alone. The firm has active Discord community support and a published support email.

**Q: What is the minimum withdrawal amount?**
A: $100 minimum withdrawal on funded accounts.

**Q: When can I request my first payout?**
A: 14 days after placing your first trade on the funded account. After that, payouts are available bi-weekly.

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## Summary: OA Funded vs. Other Prop Firms

| Feature                     | OA Funded         | Industry Average        |
|-----------------------------|-------------------|-------------------------|
| Minimum entry fee           | $10               | $50–$200+               |
| Payout speed                | 24 hours          | 1–5 business days       |
| Profit split                | 80–90%            | 70–80%                  |
| Free resets                 | 1 included        | Usually paid ($20–$50)  |
| Time limit                  | None              | 30–60 days              |
| US traders accepted         | Yes               | Often no                |
| News trading                | Allowed (Flex)    | Often restricted/banned |
| Static drawdown option      | Yes (OA Core)     | Rare                    |
| Minimum trading days        | 3                 | 5–10                    |
| Instruments                 | 21,000+           | 100–500                 |

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## About OA Funded

OA Funded was built by traders who experienced common traps in the prop firm industry: moving drawdowns that shrink your safe zone, hidden consistency rules that appear only at payout, and discretionary reviews that delay or deny legitimate profits.

OA Funded was designed to remove these traps:
- Transparent, published rules — no hidden clauses
- Automatic payout processing — no human review of legitimate trades
- Free resets included — not sold as an upsell
- Low entry so traders of any budget can participate
- No time limits so traders can operate at their own pace

OA Funded simulated funded accounts provide capital for traders to demonstrate skill in real market conditions without risking personal funds beyond the initial evaluation fee.